Decisions, decisions...do I or don't I?

Thanks all. Let’s see how it pans out.

I think it is a wise decision but would take the OPC cash offer (or see if the supplying dealer will beat it) and avoid any of the SoR sites - also if the 'cost of living' continues to bite the market for £90k SUVs could shrink so sooner rather than later would be my advice

Sensible and it seems the right decision. Definitely take the best OPC deal you can and avoid SoR.

We got a Mini and I sold the Jag two years later. But I think your get a Mini and make a profit on a new Macan beats that by miles and miles.

That is a stroke of luck. What a nice easy way to make £5k. I'd take the cash as its guaranteed and I can see the market for cars qt this price point taking a hit this year as those who've been buying cars on cheap monthly deals find that their monthly DD doesn't get you as much metal for your money as it used to. SoR is a gamble but you could make even more money but if you don't need the cash the risk is probably a bit too much for now. If other dealers have similar vehicles for around 85k it's a stretch to think someone will bite your arm off to pay 90k for yours.

If the OPC does a deal with you will you even drive it or will it just get delivered straight to them?

Never has a thread title been more appropriate!

Another vote for taking the outright sale option, sooner rather than later.

Agreed, definitely not OTT. It's not exactly a Urus or Cullinan or whatever.

I’m having a wobble. Lots of people saying I’d be mad not to keep it because between rocketing RRPs and APRs, it’ll never be this affordable again…and one lives only once…

Argh.

They are cracking cars ,in fact I may be replacing the cayenne with the regular ‘s’ .
What Will you enjoy more ,the 5k profit or driving a macan gts ?

And yes life is way too short not to do this sort of thing .

Only question is are you going to look back in a years time and regret your decision not keeping it. With your mindset you'll still be in the 440i in 5 years time as you can't get excited about anything. Nothing wrong with that but I bet you'll be a bit miffed about it. What's the depreciation like v the BMW? Poles apart in value but probably not that different in real terms.

If you don't like it in a years time and 10,000miles they'll still be fetching near list and you can get out of it easily.

If you don't get he Macan what have you got your eyes on? If nothing then get it bought.

I think we are in a bit of a price bubble just now for cars due to the shortage of chips and the long lead times for supply.

The current pricing of cars is unsustainable. A colleague's wife has a VW Polo which she got new about 2 and a half years ago for around £16K. The current equivalent is £25K so she is just keeping her old car and has absolutely no intention of paying £25K for a replacement. Joe Achilles did a recent review on his time with an M340i Touring and the price of that has also gone up by more than £10K in the same timeframe.

The manufacturers are going to see a massive fall in demand for new cars because not only have the list prices increased significantly but the discounts have virtually disappeared.

I am not sure how it will all play out - maybe we will have several years of large pay increases which will catch up with the car prices or maybe new car registrations will shrink significantly and dealerships will close. One way or another I don't think what we are seeing in the market just now is going to be here for the long term.

So what does Racing do? In terms of value, I think the Macan GTS is pretty good. A new M5 is now well over £100K which makes the Macan appear very good value. Even compared to the likes of a Boxster GTS, the Macan offers much more for the family and about as much performance as you can reasonably use on the road for a similar price. Porsche's finance rates takes a bit of the shine off but if you have the funds, you can always make a few additional payments to reduce the impact. I think they are currently 10.8% apr for new cars which is really taking the p*ss and would make me think more than twice because I hate feeling that I have been fleeced. Interest rates will come down so Porsche are just milking it.

I have just seen someone who is currently paying c£1,800/mth for his 18mth old Porsche 911 Turbo. We needed some documentation for the car and he says that since he asked for it, the Sales Manager hasn't been off the phone, trying to get him in to the 992.2 Turbo at over £2,400/mth There has been a price increase but a large proportion is due to the increase in interest rates. He just feels they have crossed a line and he is going to keep his car for a few more years now. I think a lot of other buyers might do the same so new car sales will really fall. Given that this individual has gone Cayman, Cayman S, Cayman GTS, 911, 911S, 911GTS, Turbo over about 12 years, Porsche and other manufacturers need to be careful.

10.8 % ? I have just been testing a few cars and Jaguar and bmw are talking about 12.8% (I don't finance anyway but these are insane ). BMW dealer said he was dead in November and Dec but things are picking up and the showroom was pretty busy.

Some of the M cars and the 8 series are on 4.9% apr at the moment for new cars.

How anyone can afford 12% interest on a PCP is beyond me. Running it through my spreadsheet a £25,000 car over 4 years with £2,500 down and an £8,000 balloon payment would cost £466.83/mth and the amount of interest paid would be £8,374.74!

The same car and deposit on HP would be £591.98/mth with £6,507.01 interest charged over the period.

Fortunately, I asked for a finance quote when I placed the order a year ago and that locked me in 6.4% APR.

I was pretty unimpressed with that at the time but now it looks competitive (and much cheaper than what Porsche currently want!).

My monthlies would be £520-ish on a 48m deal for a car listing at £79k.