|
|
Post by Andy C on Oct 22, 2019 8:13:57 GMT
Fish did this to me 2 days ago. Mums wheelchair car went up from £300 to £370. It’s a 14 year old Renault kangoo. We use it about once a month and 500 miles a year . When I ignored the renewal letter , they rang me and I said bollocks to it I will sell the car and just use taxis . He then magically came back and said £290 . I said out of principal I would normally tell you to do one and go with someone else , but there’s pretty much no one else that can get near the price so I’ve reluctantly gone with it . Mum doesn’t really like using taxis anyway and she was happy to pay £290
|
|
|
|
Post by Bob Sacamano v2.0 on Oct 22, 2019 8:36:53 GMT
I just accept that most insurance companies give you a first year introductory discount and revert to their normal price for year 2. They accept some will stay through inertia and some (like me) will move again.
|
|
|
|
Post by racingteatray on Oct 22, 2019 9:48:35 GMT
Aviva can naff off. £1000.
|
|
|
|
Post by Boxer6 on Oct 22, 2019 10:04:36 GMT
Aviva can naff off. £1000. Quite surprised at that - they've been there or thereabouts for me for a few years now, and were seriously cheaper for the Legacy than anyone else I found, even Admiral and some of the "specialist" insurers. |
|
|
|
Post by racingteatray on Oct 22, 2019 15:47:16 GMT
A haggling session on the phone netted me an £86 reduction - about 11% - which saw the 500 drop back down to pretty much what we paid last year, but the GC is still 16% up on last year.
Grumble.
I shall have to go and compare some meerkats, which is always a tedious exercise.
|
|
|
|
Post by racingteatray on Oct 22, 2019 15:50:53 GMT
The girl on the phone also ran an extraordinary argument which fully failed to make any coherent sense to me:
1. For new insurance contracts, adding a named driver typically reduces the premium (particularly if you are a man adding a woman).
2. Whereas she claimed that for renewals, a named driver actually pushes the price up, because they assess on the risk of two drivers (how that distinction arises versus a new contract is anyone's guess) and so, for example, having my wife as named driver on the GC actually made the policy 15% more expensive!
|
|
|
|
Post by Bob Sacamano v2.0 on Oct 22, 2019 15:56:34 GMT
The girl on the phone also ran an extraordinary argument which fully failed to make any coherent sense to me: 1. For new insurance contracts, adding a named driver typically reduces the premium (particularly if you are a man adding a woman). 2. Whereas she claimed that for renewals, a named driver actually pushes the price up, because they assess on the risk of two drivers (how that distinction arises versus a new contract is anyone's guess) and so, for example, having my wife as named driver on the GC actually made the policy 15% more expensive! Taken individually each of those statements make sense - put them together and your head explodes. |
|
|
|
Post by racingteatray on Oct 22, 2019 16:00:44 GMT
Well quite. And given my day job includes being paid to make sense of convoluted contractual provisions, it takes quite a lot to make my head explode.
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Oct 23, 2019 7:29:17 GMT
It's SPB - superficially-plausible bullshit.
|
|
|
|
Post by Roadsterstu on Oct 24, 2019 12:56:54 GMT
Insurance companies. Bastards.
|
|
|
|
Post by johnc on Nov 21, 2019 7:18:32 GMT
Just got my renewal through and I am very pleasantly surprised:  |
|
|
|
Post by ChrisM on Nov 21, 2019 8:33:12 GMT
That's less than I am paying for the Kuga! Just had renewals through last weekend and went in to discuss with the broker.... over £500 for the Kuga for the next 12 months. The Captur has gone up significantly from just over £300 to just over £400, mainly becasue it's my wife who is the main user and she now has 6 points that they take into account (3 are now over 3 years old but insurers "assess" them for 5 years).
Am no longer looking at an X1 if a new job offer materialises, but at something cheaper to insure IF I decide to change the Kuga
|
|
|
|
Post by Martin on Nov 21, 2019 8:35:50 GMT
Bargain!
|
|
|
|
Post by racingteatray on Nov 21, 2019 10:39:25 GMT
Just got my renewal through and I am very pleasantly surprised: Yup, you are paying less for the M5 than I pay for the 440i!
By about £100. Not pleased, but I just couldn't get it any lower unless I took my wife off the insurance.
|
|
|
|
Post by michael on Nov 21, 2019 11:06:42 GMT
Doesn't you wife on the insurance lower it? It certainly does for me.
|
|
|
|
Post by Martin on Nov 21, 2019 11:12:26 GMT
Doesn't you wife on the insurance lower it? It certainly does for me. Adding mine saves me over £100. |
|
|
|
Post by johnc on Nov 21, 2019 11:28:10 GMT
I reckon so. Just paid it in case they change their mind. |
|
|
|
Post by racingteatray on Nov 21, 2019 11:56:15 GMT
The girl on the phone also ran an extraordinary argument which fully failed to make any coherent sense to me: 1. For new insurance contracts, adding a named driver typically reduces the premium (particularly if you are a man adding a woman). 2. Whereas she claimed that for renewals, a named driver actually pushes the price up, because they assess on the risk of two drivers (how that distinction arises versus a new contract is anyone's guess) and so, for example, having my wife as named driver on the GC actually made the policy 15% more expensive! See here ^^ |
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Nov 21, 2019 11:56:35 GMT
£133. They have still not got back to me about the agreed valuation but this happens every bloody year.
|
|
|
|
Post by Boxer6 on Nov 21, 2019 13:18:17 GMT
Just got my renewal through and I am very pleasantly surprised: That really is very good.
As an aside, is it just me that hates the word "expiration"? Smacks far too much of an a Murcanism to me, I detest it! The word is, EXPIRY!!!
|
|
|
|
Post by Tim on Dec 23, 2019 14:45:48 GMT
I just got my renewal through from Admiral and its £30 less than last year at £950.
That doesn't seem unreasonable for 5 cars but I'll still try to reduce it a bit.
|
|
|
|
Post by johnc on Dec 24, 2019 9:04:35 GMT
I just got my renewal through from Admiral and its £30 less than last year at £950. That doesn't seem unreasonable for 5 cars but I'll still try to reduce it a bit. That does sound pretty good for 5 cars but I suppose you have to remember that you can only drive a maximum of 2 at any time between you, so it's really just fire and theft on the other 3 and that is normally about £100/£150 a year. |
|
|
|
Post by Andy C on Feb 10, 2020 21:33:26 GMT
Watching Martin Lewis’ money show earlier, he was talking about car insurance and it was quite interesting what he was saying about what timeframe to start looking around for new quotes . Might help save a few quid.  |
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on Feb 11, 2020 9:23:54 GMT
Interesting. I am probably arranging mine a few days too early, but no real gripes otherwise!
|
|
|
|
Post by Tim on May 18, 2020 11:25:30 GMT
Those nice people at Admiral have emailed to say that due to the lockdown and the significant reduction in road traffic they're issuing everyone a refund of £25 per car insured.
That's a nice £125 heading my way then, I might go out for a drive just to spend some of it!
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on May 18, 2020 11:46:22 GMT
.
|
|
|
|
Post by racingteatray on May 18, 2020 13:03:31 GMT
Those nice people at Admiral have emailed to say that due to the lockdown and the significant reduction in road traffic they're issuing everyone a refund of £25 per car insured. That's a nice £125 heading my way then, I might go out for a drive just to spend some of it! Likewise, although only £50 for us. |
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on May 18, 2020 14:03:56 GMT
Mine renewed in october but they still have not agreed the agreed value.
|
|
Deleted
Deleted Member
Posts: 0
|
Post by Deleted on May 21, 2020 10:53:40 GMT
.
|
|
|
|
Post by Tim on May 21, 2020 11:16:44 GMT
5 minutes on a comparison website should get you some numbers and then go back to them and let them price match.
|
|
