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Post by Tim on Sept 30, 2019 9:36:49 GMT
It might be worth your while trying Admiral multi-car, they've happily insured my imported Toyota for a crazily small additional premium which was an unexpected surprise.
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Post by LandieMark on Sept 30, 2019 9:49:58 GMT
The Mazda is insured with Admiral, but I wouldn't want to use them for the Land Rovers or the TVR.
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Post by racingteatray on Oct 1, 2019 11:18:27 GMT
We have an Admiral multi-car policy covering the BMW and Fiat. Which reminds me that it must be up for renewal relatively soon...checks...16 November.
Assume it will be the usual annual battle where they put the policy up by £100+, I get shirty on the phone and end up paying the same as last year.
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Post by Tim on Oct 1, 2019 11:57:31 GMT
They've actually been pretty good for me the last couple of years, car changes notwithstanding I don't think I'm paying much more than I did 3 or 4 years ago.
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Post by johnc on Oct 1, 2019 12:50:09 GMT
I bought an M5 and my premium went down! 6 months before mine needs renewed.
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Post by Martin on Oct 1, 2019 13:00:57 GMT
I bought an M5 and my premium went down! 6 months before mine needs renewed. How does that work? My premium went up nearly 50%! |
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Post by Bob Sacamano v2.0 on Oct 1, 2019 13:06:37 GMT
I bought an M5 and my premium went down! 6 months before mine needs renewed. How does that work? My premium went up nearly 50%! They know yours is always in for bodywork repairs..  |
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Post by Martin on Oct 1, 2019 13:18:08 GMT
How does that work? My premium went up nearly 50%! They know yours is always in for bodywork repairs.. |
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Post by johnc on Oct 1, 2019 13:23:56 GMT
I bought an M5 and my premium went down! 6 months before mine needs renewed. How does that work? My premium went up nearly 50%! It wasn't much (less than £10) but down is down. According to my broker, it's obviously due to me having reached a certain age! But then I have known him for 30+ years and he always likes to remind me that I am 3 years older than him! However I can't match his accomplishment (nor would I want to!) of having a 5 year old son! |
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Post by Deleted on Oct 1, 2019 23:48:04 GMT
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Post by Deleted on Oct 4, 2019 9:13:59 GMT
Admiral did the 10% increase for me, and then offered to drop to what I'd renewed for elsewhere. Too late at that stage.
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Post by racingteatray on Oct 4, 2019 9:23:48 GMT
Admiral did the 10% increase for me, and then offered to drop to what I'd renewed for elsewhere. Too late at that stage. Last year, they were actually still cheapest even with the increase, but I obviously wasn't going to let them know that!! |
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Post by Deleted on Oct 4, 2019 10:33:56 GMT
Quite right!
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Post by Martin on Oct 13, 2019 7:34:52 GMT
The BMW insurance is due early November and I received an email last night from one of the comparison sites with a surprising rate, £880 vs the best price this time last year of £1200. Assuming is was too good to be true, I clicked through to update the quote and after making a couple of minor changes, it dropped to £860!
It still feels like a lot compared to some of the rates shared on the forum, but I’d budgeted £1300, so that’s a nice saving.
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Post by Deleted on Oct 13, 2019 9:11:07 GMT
Mine too now. I'll open it after the GP, it arrived yesterday in the post.
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Post by LandieMark on Oct 13, 2019 9:35:45 GMT
Stayed with Footman James for the TVR for £302. I deleted the track cover as I don't see myself doing any. The car is up for sale in any case.
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Post by Deleted on Oct 13, 2019 10:53:32 GMT
I thought you had decided to keep it, a bit surprised I suppose. What could replace it?
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Post by ChrisM on Oct 13, 2019 14:23:18 GMT
I thought you had decided to keep it, a bit surprised I suppose. What could replace it? A Land Rover with similar V8 power..... |
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Post by Martin on Oct 15, 2019 16:57:17 GMT
The BMW insurance is due early November and I received an email last night from one of the comparison sites with a surprising rate, £880 vs the best price this time last year of £1200. Assuming is was too good to be true, I clicked through to update the quote and after making a couple of minor changes, it dropped to £860! It still feels like a lot compared to some of the rates shared on the forum, but I’d budgeted £1300, so that’s a nice saving. Just received my renewal notice, £1380. I think I’ll pass and go elsewhere for £860. |
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Post by johnc on Oct 16, 2019 9:00:30 GMT
M5 is £2 under £500 with 8,000 p.a. and a compulsory £500 excess
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Post by Martin on Oct 16, 2019 9:02:10 GMT
M5 is £2 under £500 with 8,000 p.a. and a compulsory £500 excess Mine is set for 30k pa and full business travel, assume that makes a fair difference. |
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Post by johnc on Oct 16, 2019 9:03:33 GMT
M5 is £2 under £500 with 8,000 p.a. and a compulsory £500 excess Mine is set for 30k pa and full business travel, assume that makes a fair difference. Mine has business use as well but nothing like your mileage. |
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Post by racingteatray on Oct 21, 2019 19:55:35 GMT
Sigh. Just had my renewal through from Admiral for our multicar policy. They want to up the premium from £630 to £794.
Insanity. Nothing has changed since last year except that we and the cars are a year older.
On the 500, they’ve upped it from £160 to £204, a near 30% increase.
On the 440i, they’ve upped it from £470 to £590, around a 25% increase.
No explanations.
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Post by Martin on Oct 21, 2019 20:43:40 GMT
The BMW insurance is due early November and I received an email last night from one of the comparison sites with a surprising rate, £880 vs the best price this time last year of £1200. Assuming is was too good to be true, I clicked through to update the quote and after making a couple of minor changes, it dropped to £860! It still feels like a lot compared to some of the rates shared on the forum, but I’d budgeted £1300, so that’s a nice saving. Just received my renewal notice, £1380. I think I’ll pass and go elsewhere for £860. All sorted today, renewal cancelled and new policy all paid for. I entered my driving licence number and for some reason it dropped again, to £836, but I added a better loan car and it came to £846. I’m pretty happy with that. I've also decided that my insurance is less than Johns, by converting the costs to a ppm |
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Post by Martin on Oct 21, 2019 20:44:56 GMT
Sigh. Just had my renewal through from Admiral for our multicar policy. They want to up the premium from £630 to £794. Insanity. Nothing has changed since last year except that we and the cars are a year older. On the 500, they’ve upped it from £160 to £204, a near 30% increase. On the 440i, they’ve upped it from £470 to £590, around a 25% increase. No explanations. Fox tax? Or as is the case nearly every time unfortunately, they’re taking advantage of the auto renewal. |
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Post by LandieMark on Oct 21, 2019 20:50:57 GMT
Admiral are very well known for this practice.
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Post by Martin on Oct 21, 2019 21:19:43 GMT
I wouldn’t use them again on principle, wouldn’t even give them chance to bring the price down. My current provider offered to check again as the quote was obtained over a week ago and the market changes quickly....not that quickly!
I’m the same at work, suppliers are told to submit their best price, no second chances.
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Post by racingteatray on Oct 21, 2019 21:24:55 GMT
I’ll have to go fight with them because actually the best individual quotes I got from the meerkats were pretty much the same as what Admiral are asking for each car.
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Post by Deleted on Oct 22, 2019 6:54:54 GMT
I wouldn’t use them again on principle, wouldn’t even give them chance to bring the price down. My current provider offered to check again as the quote was obtained over a week ago and the market changes quickly....not that quickly! I’m the same at work, suppliers are told to submit their best price, no second chances. Ditto. It's like saying 'we tried to shag you and you won't wear it, so we'll play nice because you noticed.'
I don't think so...
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Post by Tim on Oct 22, 2019 8:08:32 GMT
Admiral did this to me a few years ago, renewal jumped up to something like £1,500, with the 370Z alone at £790.
A change to Aviva saw the whole lot drop to £750 with Admiral unable to get close.
A year later Admiral wanted around £750 for the whole lot, including the 370.
Since then their renewals have been the same or less than prior year but on the basis of this thread I'm expecting that to change in a couple of months.
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