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Post by Big Blue on Aug 17, 2023 8:54:53 GMT
I had Eva serviced whilst here. So I’m on the BMW mailing list. This is the September offer….. remember the days of low cost finance?  |
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Post by chipbutty on Aug 17, 2023 9:00:16 GMT
That's a fine collection of swamp donkeys
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Post by PetrolEd on Aug 17, 2023 9:03:51 GMT
Bumped into a guy I know who is sales manager for a nearby BMW emporium. Asked how business was and he said dire. They are doing no finance internally, not helped by the new consumer legislation that means they can't discount the rate for good customers. They are shifting a bit of metal but all finance is third party or bank loans.
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Post by Martin on Aug 17, 2023 13:45:35 GMT
Only on the i models by the looks of it. I still wouldn't buy one at 0% finance with a big discount.
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Post by Big Blue on Aug 17, 2023 14:10:26 GMT
Only on the i models by the looks of it. I still wouldn't buy one at 0% finance with a big discount. Yep just i models. |
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Post by racingteatray on Aug 17, 2023 20:21:30 GMT
It’s amazing how the beaver-fanged i4 is suddenly the least offensive design in that pack!!
I did not mince my words when asked by a BMW person for my view of the new 5 at Goodwood.
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Post by racingteatray on Aug 17, 2023 20:23:03 GMT
Bumped into a guy I know who is sales manager for a nearby BMW emporium. Asked how business was and he said dire. They are doing no finance internally, not helped by the new consumer legislation that means they can't discount the rate for good customers. They are shifting a bit of metal but all finance is third party or bank loans. Yes that new consumer legislation was a cack-handed bit of governmental nannying. I cannot see what it improves. |
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Post by johnc on Aug 18, 2023 11:36:15 GMT
Yes that new consumer legislation was a cack-handed bit of governmental nannying. I cannot see what it improves. Totally agree. All it has done is increase the overall cost for everyone. It goes to show just how out of touch and useless our decision makers are. |
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Post by Martin on Aug 18, 2023 11:58:39 GMT
I had an email this morning from BMW, low rate finance of 6.9% on the new X5. Better than 10%+, but still too high.
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Post by johnc on Aug 18, 2023 12:42:53 GMT
I had an email this morning from BMW, low rate finance of 6.9% on the new X5. Better than 10%+, but still too high. That might have worked before the manufacturers put their prices up by c30% but too expensive now. |
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Post by Martin on Aug 18, 2023 13:02:08 GMT
I had an email this morning from BMW, low rate finance of 6.9% on the new X5. Better than 10%+, but still too high. That might have worked before the manufacturers put their prices up by c30% but too expensive now. Absolutely and with the lower level of discount the actual increase is even greater. I had a quick look, a decent spec X5 40d is a fraction under £100k!! |
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Post by PG on Aug 21, 2023 19:27:52 GMT
That anybody is offering 0% finance on anything is a sure sign that times have suddenly become tough. Perhaps the perfect storm has arrived all at once - lack of consumer confidence, high interest rates, car price rises, that EV's are even more expensive and that far too many cars are pig ugly.
I mean with all that what could possibly go wrong....
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Post by Bob Sacamano v2.0 on Aug 29, 2023 13:30:33 GMT
I had an email this morning from BMW, low rate finance of 6.9% on the new X5. Better than 10%+, but still too high. I've been contacted by BMW telling me I'm in a really good place with the finance on the X3 and they can do me a deal. It'll have to an absolutely tremendous deal as the price of my car has gone up over 20% since 2021 - and that's for the plastic seats - if you want leather like mine (std in 2021) it's another £1300. Add in the interest rate rises and I can't see me changing any time soon. Plus, you can't even get Glacier Silver anymore. |
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Post by racingteatray on Aug 30, 2023 15:50:37 GMT
Yes I am not clear why suddenly we all have to have vegan leather. I specifically would not want to have vegan leather in my car - just as I don’t want vegan anything else. Claptrap of the highest order in my opinion.
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Post by Roadrunner on Aug 30, 2023 16:31:10 GMT
Yes I am not clear why suddenly we all have to have vegan leather. I specifically would not want to have vegan leather in my car - just as I don’t want vegan anything else. Claptrap of the highest order in my opinion. I wholeheartedly agree. |
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Post by PG on Aug 30, 2023 19:44:14 GMT
"vegan leather". Yeah, right. So that's basically plastic then..... why don't they just call it what it is? Because enough people are stupid enough to think that it is not plastic but some amazing unicorn like natural substance that looks like leather but is not from an animal.
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Post by chipbutty on Aug 30, 2023 20:19:28 GMT
I don’t understand why normal leather is deemed to be so unpalatable and unsustainable.
As far as I know, we don’t kill cows for their skins, they are killed for their meat, so their skins are by products that would just go to waste.
I appreciate the tanning process may involve chemicals and carbons being emitted, but it’s not like vegan leather just magically falls out of the sky is it ?
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Post by racingteatray on Aug 31, 2023 19:42:57 GMT
Because there are a lot of silly people in the world. And I do consider veganism fundamentally silly. I don’t have much issue with vegetarianism, provided people aren’t evangelical about it. But any diet which requires you to talk supplements to maintain basic good health is, I regret to say, unscientific codswallop.
We do not have the dentition or digestive systems of a purely vegan species. Pretending otherwise is just that - a pretence.
And spare me the animal welfare angle. Animals should be looked after in decent conditions and treated with kindness, but that doesn’t mean it is somehow morally wrong to also eat them, provided they aren’t in danger of extinction.
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Post by Big Blue on Sept 5, 2023 23:14:45 GMT
France is in a constant state of trying to pass a law banning the “carnivore-sation” of vegan products. W2.1 is always infuriated by the need of vegans to have “bacon” and “ham” instead of calling it “scrapings” and “matter” or some such.
I’m more concerned that Veganza is offered on BMWs as the base option when some form of woven cloth from reconstituted materials would be a billion times more attractive, breathable and pattern-optionable.
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Post by clunes on Sept 6, 2023 16:20:55 GMT
I agree with all the stated views on leather vs vegan alternatives etc - there have always been plenty of other options that don't just sound like virtue signalling.
Re: BMW and 0% finance and the inability for folk to have flexibility in finance structure. I am considering a MINI and the current finance from MINI on their examples is 13.9% APR!!!
With that rate it is entirely understandable why no-one is taking in-house finance. I can get 3/4yrs at 5.7% from a few different banks on a personal loan basis. Even on a realtively small lone amount the difference is 1000's over the term.
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Post by johnc on Sept 8, 2023 7:44:55 GMT
I agree with all the stated views on leather vs vegan alternatives etc - there have always been plenty of other options that don't just sound like virtue signalling. Re: BMW and 0% finance and the inability for folk to have flexibility in finance structure. I am considering a MINI and the current finance from MINI on their examples is 13.9% APR!!! With that rate it is entirely understandable why no-one is taking in-house finance. I can get 3/4yrs at 5.7% from a few different banks on a personal loan basis. Even on a realtively small lone amount the difference is 1000's over the term. It is a bit of a joke - manufacturers can't have their jacked up prices (20-30% up on a few years ago) and expect high interest rates at a time when people have less money to spend. It's an impossible equation. |
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