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Post by johnc on Jul 16, 2019 14:29:16 GMT
Arnold Clark are currently offering these (less than 100 miles) at £999 deposit and £399/mth for 4 yrs (8K p.a.) at 0%apr on PCP. That price is for a manual with leather, professional digital cockpit and normal MSport extras.
GFV £13,822.70.
For someone needing quality family transport, that seems pretty good value.
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Post by Bob Sacamano v2.0 on Jul 16, 2019 15:10:16 GMT
Arnold Clark are currently offering these (less than 100 miles) at £999 deposit and £399/mth for 4 yrs (8K p.a.) at 0%apr on PCP. That price is for a manual with leather, professional digital cockpit and normal MSport extras. GFV £13,822.70. For someone needing quality family transport, that seems pretty good value. It is....but if you're limited to under 8k miles a year you'd probably be better off getting the 320i. If they do a similar (or even cheaper) deal. |
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Post by johnc on Jul 16, 2019 16:49:09 GMT
Arnold Clark are currently offering these (less than 100 miles) at £999 deposit and £399/mth for 4 yrs (8K p.a.) at 0%apr on PCP. That price is for a manual with leather, professional digital cockpit and normal MSport extras. GFV £13,822.70. For someone needing quality family transport, that seems pretty good value. It is....but if you're limited to under 8k miles a year you'd probably be better off getting the 320i. If they do a similar (or even cheaper) deal. I'm sure that not many £'s extra would give you 10,000 miles p.a. quite easily |
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Post by racingteatray on Jul 16, 2019 18:54:45 GMT
Arnold Clark are currently offering these (less than 100 miles) at £999 deposit and £399/mth for 4 yrs (8K p.a.) at 0%apr on PCP. That price is for a manual with leather, professional digital cockpit and normal MSport extras. GFV £13,822.70. For someone needing quality family transport, that seems pretty good value. Not bad but that's £20,151 for 4 yrs/32k miles in a pre-regd 320d, ignoring any difference in the final value vs GFV.
I will pay £24,720 for 4 yrs/32k miles in a factory-ordered 440i GC, again ignoring any difference in the final value vs GFV (£17.4k)
To me, that's just over £1k per year extra very well-spent. Plus it may work out to be less at the final reckoning since I'd expect, based on current values, there to probably be more fat over the GFV in my 440i GC than in a fleet-tastic 320d saloon.
My point being that sometimes you can haggle yourself an even better deal than these official campaigns.
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Post by Martin on Jul 16, 2019 19:56:56 GMT
Arnold Clark are currently offering these (less than 100 miles) at £999 deposit and £399/mth for 4 yrs (8K p.a.) at 0%apr on PCP. That price is for a manual with leather, professional digital cockpit and normal MSport extras. GFV £13,822.70. For someone needing quality family transport, that seems pretty good value. Not bad but that's £20,151 for 4 yrs/32k miles in a pre-regd 320d, ignoring any difference in the final value vs GFV.
I will pay £24,720 for 4 yrs/32k miles in a factory-ordered 440i GC, again ignoring any difference in the final value vs GFV (£17.4k)
To me, that's just over £1k per year extra very well-spent. Plus it may work out to be less at the final reckoning since I'd expect, based on current values, there to probably be more fat over the GFV in my 440i GC than in a fleet-tastic 320d saloon.
My point being that sometimes you can haggle yourself an even better deal than these official campaigns.
If you bought yours now, it would be £6-7k more over the 4 years, over 50% more than the 320d deal. Probably still money well spent, but not as cheap as it was. |
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Post by chipbutty on Jul 17, 2019 20:58:05 GMT
I think that spec is standard
List is £36635 and that 4 year deal plus GMFV = £33973. That’s 7.3% discount
Broadspeed are offering 15.2% discount, but I don’t know if that’s linked to a finance deal (or the APR)
I know it’s only been out for a few months, but 7.3% for a pre reg Munich Mondeo is pish. I suspect the 0% APR is being funded from the less than stellar discount.
Also, I don’t like these 4 year deals that BMW run. Based on the low deposit, I think you will always be in negative equity, so you are stuck with it for the full term. That’s fine if you love it, but you do have your arse out the window for that 4th year as you are out of warranty.
So you either pony up for a 4th year of cover or play eu6 diesel roulette...
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Post by racingteatray on Jul 30, 2019 14:44:21 GMT
I took a four year deal as the intention is to keep the car for at least four years and it avoids having to refinance after three years (as I had to with the M135i). It helped that it's at a very low APR that I cannot beat with personal finance.
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