|
Post by grampa on Feb 4, 2019 11:50:35 GMT
^ Doesn't that depend on the insurance co? Some state that as a condition of insurance you will ensure that the car is maintained properly with legal tyres, that you MoT it when required and keep it taxed. No doubt they would try to use lack of tax as an excuse not to pay out in event of an incident, but this may be deemed to be an "unrealistic" clause if it goes to court
I've never had that stipulation on any of my insurances, that I have noticed. You can't tax a car without valid insurance anyway, or an MOT. If the insurance company put that stipulation in place, then if you SORNed your car, it would effectively be uninsured.
I remember my first proper car, the Belmont, being insured and sat on my Mum's drive for about 2 months without any tax or MOT whilst I was away at uni and scrounging bits to get it through the MOT.
When I SORNed the Morris, I swapped the insurance to off-road cover to be on the safe side.
|
|
|
Post by ChrisM on Feb 21, 2019 11:30:27 GMT
You don't need to do the yellow slip in the post thing anymore. With that number she gave them they've done it online! Did the same thing last week at the Audi dealer. Doesn't even need to be done at a dealer, I'm horrified at how lax the process is. "Our" deed is done, elder daughter is over the flu etc that waylaid her family at Christmas - New Year and last Sunday ownership of mum's old Volvo (SORN'd in January) was transferred to older daughter. A few minutes on line with the V5 document is all it took, no "wait until we receive the paperwork", they basically tell you to destroy the V5 as new owner will be sent one in the post and old owner will receive confirmation that the car is sold in the post. Car comes off SORN immediately.... and we were able to set up monthly direct debit payments for the VED within another few minutes. Insurance had been arranged in advance, so I now have a very happy daughter who's already driven her sister and 2 kids to Kent and back to a kiddies farm. The ISOFIX fittings I added last November proved their worth.
|
|